Our Platform

Wall Street Finance is a platform to manage and pay bills from one place, connecting the biller with the payor.

By offering this platform, billers greatly reduce transaction costs and payors avoid high fees and late fines. We create an environment for timely, secure, low-fee payments, and billers settle faster than typical processing methods without the high fees.

Our platform provides a secure avenue that limits chargebacks and disputes. Billers get settled quickly while payors keep full visibility of every transaction.

Convenience

Pay from anywhere on any mobile device, no more juggling websites or mailing checks.

Security

Limit sharing sensitive information across sites, with virtual card options for added protection.

Control

Monitor every payment, track spending in one place, and avoid unnecessary fees.

Make it work for you

Scheduling

Set up one-time payments for security, billers can't auto-pull from your account.

Centralized Management

Link every biller you deal with to one clean, unified platform.

Notifications

Email and text alerts, plus OTP security to confirm amounts before funds move.

Payment Options

Pay directly with Apple Pay, Google Pay, or a linked bank account.

Agent of a Payee Flow

Sequential settlement and onboarding lifecycle, from consumer load to merchant payout.

01

Consumer Onboarding

Consumer provides phone number and the load amount is QR coded or text message sent.Validate ID.Consumer adds debit or credit information to load with Google Pay or Apple Pay.
02

Digital Wallet

Funds are validated, processed, and received into the account ledger.
03

Ledger

Digital wallet funds are sent into the ledger.Ledger to ledger closed loop occurs.Digital receipt issued.
04

Bank Account

Funds are placed in bank account.
05

Payout

Funds are automatically sent to Money Service Provider (MSP) to perform payouts to merchants and companies.Funds received less fees to a verified bank account.

Agent-of-a-Payee Definition: Under Cal. Fin. Code § 2010(l), an agent-of-a-payee transaction occurs when the recipient of the money is an agent of the payee pursuant to a preexisting written contract, and delivery of the money to the agent satisfies the payor’s obligation to the payee.

Secure Infrastructure
Licensed Money Transmitter